According to @kwok_phil, a crypto-backed loan can be structured with no maturity, allowing the borrower to keep the crypto collateral and sustainably draw cash so long as the asset’s annual appreciation exceeds the interest owed, creating a positive carry spread, source: @kwok_phil. For traders, this outlines a carry-based approach where the viability hinges on the appreciation-minus-interest spread remaining positive each year to live off borrowed funds without repaying principal, source: @kwok_phil.

According to @MilkRoadDaily, FigureMarkets is a trading platform that enables users to trade cryptocurrencies, earn yield, and borrow against their digital assets while maintaining full control over their funds. The platform's integrated features are designed to enhance trading flexibility and capital efficiency, offering traders a secure environment for maximizing returns and leveraging assets without relinquishing custody. Source: @MilkRoadDaily.